Lawmakers Approve Bill To Require Life Insurance Policies To Cover Terrorism

May 14, 2021

Insurance companies would not be allowed to refuse payment on claims for deaths resulting from terrorist attacks, through a bill approved by Oregon lawmakers.

Oregon lawmakers have approved a bill requiring life insurance companies to cover deaths from terrorist attacks.
Credit Chris Lehman / KLCC



Some companies started to exclude terrorism from their policies after the attacks of September 11, 2001. Rep. Paul Evans, D-Monmouth, said he hopes Oregon never experiences an attack on that scale. But he said there’s always the potential for smaller terrorist attacks in the future. 

“This is one of those bills that we shouldn’t have to pass, but we are going to pass, I hope," Evans said before the House floor vote. "Because we know better.”

The bill would not apply to people who die as a result of a terrorist attack they initiated.


No one testified against Senate Bill 45 in either chamber. It passed the Oregon House and the Senate without opposition and is now headed to the governor’s desk.